A Guide to Minibus Insurance
People who own minibuses often use them for their job, as in the case of taxi drivers. However there are many people who own a minibus simply because of the extra room such a vehicle gives them.
If you do own a pleasure use minibus then you’ll need to get the right type of insurance for it. Below is a guide to minibus insurance, including the types of cover you can get and ways to keep costs to a minimum.
Types of cover
- Road risks – Road risks is the basic type of cover you need when insuring any vehicle. You can choose what level of cover you want to get depending on your budget and how much protection you think you need. A third party only policy is the cheapest option but it will not provide any real protection for your own vehicle; rather simply allow you to drive legally. A comprehensive policy is your best option if you want full protection.
- Windscreen repair – Windscreen and glass repair is a very useful type of cover that’ll you certainly be thankful for if the time comes that you need it.
- Breakdown assistance – Breakdown assistance is always important to have when you own a minibus. You may already have breakdown assistance from another company but it’s a good idea to see how much extra it would be to have it included in your policy since you might be able to save money.
Saving money
- Shop around – Getting quotes from many different providers is one of the best ways to save money on minibus insurance. Sites such as Insure Minibus make the process of getting quotes incredibly quick and simple.
- Make your vehicle secure – Making your minibus as secure as possible is a great way to save money on insurance. In addition to installing a tracking device and immobiliser, you should also make sure to park your minibus safely when it’s not being used.
- Pay annually – If you can afford to pay for your insurance annually rather than monthly then you’ll be able to make a decent saving on the overall cost.