Monthly Archives: July 2017

A Guide to Minibus Insurance

People who own minibuses often use them for their job, as in the case of taxi drivers. However there are many people who own a minibus simply because of the extra room such a vehicle gives them.

If you do own a pleasure use minibus then you’ll need to get the right type of insurance for it. Below is a guide to minibus insurance, including the types of cover you can get and ways to keep costs to a minimum.

Types of cover

  • Road risks – Road risks is the basic type of cover you need when insuring any vehicle. You can choose what level of cover you want to get depending on your budget and how much protection you think you need. A third party only policy is the cheapest option but it will not provide any real protection for your own vehicle; rather simply allow you to drive legally. A comprehensive policy is your best option if you want full protection.
  • Windscreen repair – Windscreen and glass repair is a very useful type of cover that’ll you certainly be thankful for if the time comes that you need it.
  • Breakdown assistance – Breakdown assistance is always important to have when you own a minibus. You may already have breakdown assistance from another company but it’s a good idea to see how much extra it would be to have it included in your policy since you might be able to save money.

Saving money

  • Shop around – Getting quotes from many different providers is one of the best ways to save money on minibus insurance. Sites such as Insure Minibus make the process of getting quotes incredibly quick and simple.
  • Make your vehicle secure – Making your minibus as secure as possible is a great way to save money on insurance. In addition to installing a tracking device and immobiliser, you should also make sure to park your minibus safely when it’s not being used.
  • Pay annually – If you can afford to pay for your insurance annually rather than monthly then you’ll be able to make a decent saving on the overall cost.

Working as a Freelance Recovery Truck Driver

If you’ve ever considered working as a freelance recovery truck driver then you might have talked yourself out of it because you think the challenges will too great – whether it’s the initial investment required or being able to find enough clients.

Working as a freelancer comes with a lot of challenges but most freelancers find it to be worth it for the freedom it brings.

Below is a guide to becoming a freelance recovery truck driver.

What you’ll need

  • A truck – Of course the most fundamental thing you’ll need to work as a freelance recovery truck driver is a truck. When it comes to buying a recovery truck, there are a few key things you need to decide. One of the most important things is the size of truck you’re going to buy. Recovery trucks vary a lot – some are capable of transporting multiple vehicles while other are designed for just one car. A bigger truck will mean you can transport more vehicles at one time but it will also cost more and be harder to drive. It’s often a good idea to start with a smaller truck so you can get used to it and see if you can make your venture a success before moving onto a larger vehicle.
  • Clients – The most vital part of being successful as a recovery truck driver is the ability to find and maintain a client base. Many people find this to be the most challenging part of working as a freelancer. 
  • Insurance – You’ll also need to get recovery truck insurance to cover you for the biggest risks that come with the job, such as road risks, liability claims and breakdowns.

Saving money on recovery truck insurance

  • Get multiple quotes – One of the best ways to save money on recovery truck insurance is to get quotes from different providers. This will ensure that you don’t overspend on cover you could have gotten cheaper elsewhere.
  • Get a limited mileage policy – If you only use your recovery truck at certain hours or at certain times of the year then you could save a considerable amount of money by getting a limited mileage policy.

Choosing the Right Premises for a Motor Trade Business

When you run a business, especially one in the motor trade, it’s always incredibly important to find the right premises. The right premises will depend on the type of motor trade business you run but there are certain factors that are always important.

Below are some key things to consider –

Size

Size will always be a key consideration when looking for a business premises. If you run a business such as repair shop then you’re probably not going to need as much space as a car showroom. You should think about how much space you’ll need to work comfortably, including your office, supply room etc. You should also take the parking space into consideration as this will be very important for your customers.

To buy or rent

Another key consideration when looking for a premises is whether you will buy or rent. In most cases, it’s a good idea to rent for a period of time first to check that you’re happy with the premises and there are no unexpected problems with it. Once you’re certain that you’re happy with it, you can then buy it further down the road.

Security

Security s certainly a key consideration when choosing a premises for your business. Look for key security features such as security lighting, an alarm and CCTV. You should also look for any access prevention measures that are installed, such as barbed wire or security spikes. Motor trade businesses always have to be wary of the risk of theft and damage to their vehicles so this is very important.

A secure premises will not only reduce the chances of theft and vandalism but also help to reduce the cost of a motor trade insurance policy. Click here to get motor trade insurance quotes now.

Location

Location is always important with any type of property you’re considering investing in. When choosing a business premises, the location of it can be the difference between success and failure so it’s an extremely important thing to think about. Ideally your premises will be located in an area that has plenty of traffic passing by, that is easy to find and access.