| 7 Durley Mews, Durley, Southampton

For Sale 1 bedroom house
Property value £150,000
Share percent 40%
Share percent price £60,000

Who can apply?

If you are trying to get onto the housing ladder but can't afford it, we may be able to help. The guidelines for this are as follows:

Have an income less than £60,000
Have an income of more than £18,000 unless you have very substantial savings
have savings of at least £2,500 to cover legal and other costs
be a first time buyer or existing home owner who needs a larger home to meet your household needs
must sell your existing property if you own one
applicants in mortgage or rent arrears at the time of their application or who have been in arrears within the past year are not eligible for the scheme
be able to obtain a mortgage with a 'high street' or other reputable lender

If you think you can afford a mortgage you should ask the advice of an independent mortgage advisor. Our specialist advisors can give you advice about mortgages and more information about the sort of schemes that might suit you best.

Where demand is very high, further priority may be given to:

Council and Housing Association tenants
Those with high priority on local council lists
Families
Keyworkers
First time buyers

You must be able to afford the costs of purchase on the scheme but be able to demonstrate that you are unable to purchase a property outright.

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Local Authorities

We work closely with the local authorities. Click below to find out more about the local authority in your area:

Some local authorities require that you register on their housing list first before you can be offered a HomeBuy home. This rule does not apply to keyworkers.