Category Archives: Insurance

A Guide to Minibus Insurance

People who own minibuses often use them for their job, as in the case of taxi drivers. However there are many people who own a minibus simply because of the extra room such a vehicle gives them.

If you do own a pleasure use minibus then you’ll need to get the right type of insurance for it. Below is a guide to minibus insurance, including the types of cover you can get and ways to keep costs to a minimum.

Types of cover

  • Road risks – Road risks is the basic type of cover you need when insuring any vehicle. You can choose what level of cover you want to get depending on your budget and how much protection you think you need. A third party only policy is the cheapest option but it will not provide any real protection for your own vehicle; rather simply allow you to drive legally. A comprehensive policy is your best option if you want full protection.
  • Windscreen repair – Windscreen and glass repair is a very useful type of cover that’ll you certainly be thankful for if the time comes that you need it.
  • Breakdown assistance – Breakdown assistance is always important to have when you own a minibus. You may already have breakdown assistance from another company but it’s a good idea to see how much extra it would be to have it included in your policy since you might be able to save money.

Saving money

  • Shop around – Getting quotes from many different providers is one of the best ways to save money on minibus insurance. Sites such as Insure Minibus make the process of getting quotes incredibly quick and simple.
  • Make your vehicle secure – Making your minibus as secure as possible is a great way to save money on insurance. In addition to installing a tracking device and immobiliser, you should also make sure to park your minibus safely when it’s not being used.
  • Pay annually – If you can afford to pay for your insurance annually rather than monthly then you’ll be able to make a decent saving on the overall cost.

Working as a Freelance Recovery Truck Driver

If you’ve ever considered working as a freelance recovery truck driver then you might have talked yourself out of it because you think the challenges will too great – whether it’s the initial investment required or being able to find enough clients.

Working as a freelancer comes with a lot of challenges but most freelancers find it to be worth it for the freedom it brings.

Below is a guide to becoming a freelance recovery truck driver.

What you’ll need

  • A truck – Of course the most fundamental thing you’ll need to work as a freelance recovery truck driver is a truck. When it comes to buying a recovery truck, there are a few key things you need to decide. One of the most important things is the size of truck you’re going to buy. Recovery trucks vary a lot – some are capable of transporting multiple vehicles while other are designed for just one car. A bigger truck will mean you can transport more vehicles at one time but it will also cost more and be harder to drive. It’s often a good idea to start with a smaller truck so you can get used to it and see if you can make your venture a success before moving onto a larger vehicle.
  • Clients – The most vital part of being successful as a recovery truck driver is the ability to find and maintain a client base. Many people find this to be the most challenging part of working as a freelancer. 
  • Insurance – You’ll also need to get recovery truck insurance to cover you for the biggest risks that come with the job, such as road risks, liability claims and breakdowns.

Saving money on recovery truck insurance

  • Get multiple quotes – One of the best ways to save money on recovery truck insurance is to get quotes from different providers. This will ensure that you don’t overspend on cover you could have gotten cheaper elsewhere.
  • Get a limited mileage policy – If you only use your recovery truck at certain hours or at certain times of the year then you could save a considerable amount of money by getting a limited mileage policy.